F.A.Q.
If you still have questions after reviewing our FAQ, please don't hesitate to contact us via email or by calling our phone number. We're here to assist you every step of the way
General questions
It works by paying regular premiums to the insurer, who agrees to provide coverage in the event of a covered occurrence, as outlined in the insurance policy.
Factors may include age, claims history, geographical location, type of coverage, coverage limits, deductibles, and associated risk with the insured person or property.
An insurance policy is a contract between the insured and the insurance company. It contains details about the coverage, terms, conditions, coverage limits, rights, and responsibilities of both parties.
The premium is the payment that the insured makes to the insurer in exchange for insurance coverage. The amount of the premium is typically based on the risk associated with the insured and the desired coverage.
Insurance is important because it helps protect your assets, your health, and your financial future against unforeseen risks, such as accidents, illnesses, natural disasters, or legal liabilities.
Car
Any person who owns or drives a vehicle can purchase insurance.
Proof of identity
- Valid or non-expired US driver's license
- State-issued identification with special policy
- International driver's license
- Driver's license from other countries
- Voter registration card
Proof of ownership
- Tile
- Registration
- Bill of sale
- Dealer contract
.
It's a type of policy that provides liability coverage for individuals who drive vehicles that they do not own.
- Some companies allow it.
- You would need to reside at the same address.
- You must have proof of ownership.
- He must be included as a driver on the policy.
Your coverage will cease on the day of its expiration, so it's important to review the date on the policy documentation to renew it on time and avoid interruptions in coverage.
Recreation
Recreational insurance is specifically designed to cover the risks associated with recreational vehicles, whereas standard auto insurance focuses on vehicles used for everyday purposes.
If you modify your recreational vehicle, make sure to inform us to update your coverage as needed.
Recreational insurances can cover a wide range of activities such as traveling, camping, hiking, water sports, winter sports, cycling, fishing, hunting, among others.
Commercial
Commercial insurance is essential to protect your business against potential financial losses due to unforeseen events such as fires, theft, liability lawsuits
- Liability insurance in commercial insurance covers legal costs and indemnities in case your business is responsible for damages to third parties, such as personal injuries or property damage.
Without adequate insurance, the company may face financial liability for damages to third parties, legal fines, loss of assets, and significant financial risks in case of accidents, thefts, or other adverse events.
Rental
Even though the landlord may have insurance for the building structure, that insurance won't cover your personal belongings in case of theft, fire, or other adverse events. Renter's insurance protects your belongings and gives you peace of mind.
A typical renter's insurance policy covers your personal belongings, such as furniture, appliances, clothing, and electronics, in case of theft, fire, water damage, and other events specified in the policy.
When purchasing renter's insurance, it's important to carefully review the included coverages, indemnification limits, exclusions, and any additional costs. Providing an accurate and detailed list of your belongings is important to obtain the right coverage.
Home
Coverage for a homeowner's insurance policy typically includes protection for the structure of the home, personal belongings, liability insurance, temporary housing expenses in case of total loss, and other additional expenses.
Most homeowner's insurance policies include liability coverage in case of injuries to third parties on your property.
The amount of coverage you need for your homeowner's insurance depends on several factors, including the value of your home, the value of your personal belongings, your geographical location, and other specific factors of your situation. An insurance agent can help you determine the appropriate amount of coverage for your needs.
Home
Coverage for a homeowner's insurance policy typically includes protection for the structure of the home, personal belongings, liability insurance, temporary housing expenses in case of total loss, and other additional expenses.
Most homeowner's insurance policies include liability coverage in case of injuries to third parties on your property.
The amount of coverage you need for your homeowner's insurance depends on several factors, including the value of your home, the value of your personal belongings, your geographical location, and other specific factors of your situation. An insurance agent can help you determine the appropriate amount of coverage for your needs.
EN 
ES