A recreational insurance is a policy designed specifically to protect vehicles and equipment used for recreational activities. This can include a variety of vehicles and equipment, such as

1. Recreational vehicles include motorhomes, campers, and trailers.
2. Boats and watercraft provide coverage for boats, yachts, sailboats, jet skis, and fishing boats.
3. Motorcycles and scooters cover damages and liabilities related to their use, including road motorcycles, sports motorcycles, touring motorcycles, motocross motorcycles, and scooters.
4. All-terrain vehicles include quads, dune vehicles, and buggies.
5. Snowmobiles protect snow vehicles against damages and theft.
6. Other recreational vehicles include golf carts, houseboats, and amphibious vehicles.

It can also include additional coverages such as roadside assistance, personal equipment coverage, and medical expenses.